Get Your $100 Cash*

First Alliance Credit Union checking accounts deliver peace of mind with no monthly fees or minimum balance requirements, we keep things honest and simple. Our checking accounts offer you financial control and convenience, with awesome benefits like:

- No need to keep a minimum balance
- When you keep an average balance of $1,000 or greater, we'll pay you dividends
- No monthly service charges or fees
- Free same-day debit cards for you and anyone else on the account
- 24/7 access to your account through online and mobile banking
 - New members receive 12 temporary checks at no charge
- Plus members age 62+ receive one box of checks free each year
- Overdraft protection options to help you avoid stressing about spending

Sounds awesome, right? Schedule an appointment and bring your mailer with you to open your FREE checking account and get your $100!^*

Our Current Checking Account Rates

When you open your free checking account at our new location you'll receive instant access to a wide array of free services, such as:

FREE Debit Card

When you open your account you'll receive your First Alliance debit card the same day! No more waiting for it to arrive in the mail! Our debit cards are compatible with Apple Pay, Google Pay, and Samsung Pay!

FREE Online Banking 

Keep track of your finances with real-time account balances, easy money transfers, free eStatements, bill pay, budgeting tool, and bill pay. 

FREE Mobile Banking App 

Download our free app from the Apple Store or Google Play store to take control of your finances with features like real-time transfers, personal payments, card controls, and your free credit score.

FREE ATMs

 First Alliance is part of the Money Pass ATM network, that means you have access to fee free ATMs in convenient locations across the country. Including at all of our branch locations.

*$100 cash bonus is valid for NEW First Alliance Credit Union members, and existing First Alliance Credit Union members who open a new checking account between September 13th and November 30th, 2021 at either our 300 North Main Street Stewartville MN 55976 location or our 201 North 8th Street Lake City MN 55041 location. Existing members with checking accounts do not qualify for this offer. To receive offer, an initial minimum deposit of $50 is required within 30 days of account opening. Checking account must remain open for at least six months with at least one qualifying transaction per month. Qualifying transactions include direct deposit, cash deposits, withdrawals, debit card transactions, or bill pay service. $100 will be deposited into the new checking account after six months of initial deposit. A $25 fee will be charged for accounts closed before six months from the account opening date. One checking account per member. One offer per member; personal accounts only. Offer void if First Alliance member has an existing First Alliance checking account or a First Alliance checking account was closed in the last 30 days. For tax purposes, cash bonus may be reported as dividends. Membership eligibility is required. Offer expires November 30th, 2021. First Alliance Credit Union is federally insured by NCUA.