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First Alliance CU Rate Reboot Program

As your credit score improves, so should your interest rate! A lower rate means you save money by paying  less interest on your loan. That's why we are pleased to offer our members our unique Rate Reboot program. It's our way to celebrate 🎉 and reward 🏆your financial success. 

How Rate Reboot Works:

We will use your improved credit score to REBOOT your interest rate to save you money. If you've had your First Alliance loan for at least 12 months and your credit score has improved according to our free credit score tool, request your rate reboot today by filling out the form below!

Step 1: Have a First Alliance Credit Union vehicle loan or personal loan. (Don't have one yet? Apply here!)

Step 2: Use our free credit score tool within Online and Mobile Banking to keep track of your credit score. (App available for Apple & Android devices!)

Step 3: Watch for your credit score to improve enough to jump credit tiers, see chart below. (How do scores improve?)

First Alliance CU Credit Teirs-1

Step 4: Complete the form below to request your one-time Rate Reboot and start saving money! (Have questions first? Let's talk.)

Disclosure: Rate Reboot offer applies to First Alliance vehicle and personal loans only, that have been open for at least 12 months. Lines of credit, real estate loans and credit cards are not eligible for this offer. A rate reboot offer is only available once per loan. New rate is based on credit score at the time of the request. This offer is not a guarantee that a new rate will be provided. 

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